What is small business insurance?
You should consider a benefits liability insurance policy if you offer benefits to employees such as health coverage. An employee could sue you if you offer only a high-deductible health plan that has minimal coverage. This is because they may be faced with hardship as a result of a lack in options. You would be covered by benefits liability. It's important to ensure that your liability policy covers independent contractors when looking at liability policies. Hanley states that you are liable for any actions taken by anyone who works at your place. If a plumber sexually harasses a worker of yours, you can sue them since they brought you in.
Online businesses may need liability coverage in the event that you collect personal or payment information. Customers may have the right to sue you...